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these times they are a changing Bobby Dylan

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Big Changes versus Little Changes: Which Has More Impact on Your Finances and Your Life? Trent Hamm   •  May 20, 2020 Founder of The Simple Dollar Advertiser Disclosure Most people who share personal finance advice tend to agree on a lot of the core principles. Spend less than you earn. Save for the future. Shop around.  Learn before you invest . Those things are just good ideas, and if everyone did them, there would be a lot less personal finance struggle in the world. Even with all of the agreement on the big principles, though, you’re bound to find a lot of  disagreement  when you start digging down into the specifics. Different people have different ideas when it comes to financial risk, when it comes to goal setting, when it comes to who you should get advice from, and so on. One consistent area of dispute is the “little versus big” dichotomy. Is it better to make a handful of little changes in your life or is it better to make just one or two big changes? It’s something that you’